:root{--navy:#073b4c;--navy2:#032b38;--teal:#0b7b78;--mint:#eaf8f5;--gold:#c9a24d;--ink:#17323a;--muted:#667b82;--surface:#f5faf9;--white:#fff;--line:#dfeae8;--shadow:0 24px 60px rgba(4,51,64,.13);--radius:24px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--body-bg,#fff);line-height:1.68}h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;color:var(--navy2);line-height:1.12;margin:0 0 .75rem}h1{font-size:clamp(2.5rem,5vw,5.5rem)}h2{font-size:clamp(2rem,3.5vw,3.5rem)}h3{font-size:1.35rem}p{margin:.2rem 0 1.2rem}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:20px;top:20px;background:#fff;padding:10px;z-index:999}.topbar{background:var(--navy2);color:#d7eceb;font-size:.83rem}.topbar-inner{display:flex;justify-content:space-between;align-items:center;min-height:36px}.topbar-inner div{display:flex;gap:22px}.topbar a:hover{color:#fff}.header{position:sticky;top:0;z-index:100;background:var(--header-bg,#fff);backdrop-filter:blur(14px);border-bottom:1px solid rgba(7,59,76,.08)}.navrow{display:flex;align-items:center;justify-content:space-between;min-height:82px}.brand{display:flex;align-items:center;gap:12px}.brand img{width:54px;height:54px;object-fit:contain}.brand span{display:flex;flex-direction:column}.brand strong{font-family:Georgia,serif;color:var(--navy);font-size:1.24rem}.brand small{color:var(--muted);font-size:.75rem}.nav{display:flex;align-items:center;gap:28px}.nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}.nav a{font-size:.91rem;font-weight:600;color:var(--nav-text,#17323a)}.nav ul a:hover{color:var(--teal)}.navtoggle{display:none;border:0;background:none;font-size:1.6rem}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;padding:14px 25px;background:var(--teal);color:#fff;font-weight:700;cursor:pointer;box-shadow:0 10px 25px rgba(11,123,120,.2);transition:.25s}.btn:hover{transform:translateY(-2px);background:#096a68}.btn-sm{padding:11px 18px;font-size:.85rem}.btn-outline{background:transparent;border:1px solid rgba(255,255,255,.7);box-shadow:none}.btn-light{background:#fff;color:var(--navy)}.btn-block{width:100%}.text-link{font-weight:800;color:var(--teal)}.eyebrow{text-transform:uppercase;letter-spacing:.18em;color:var(--gold);font-size:.76rem;font-weight:800;display:inline-block;margin-bottom:14px}.hero-slider{height:min(720px,82vh);min-height:570px;position:relative;overflow:hidden;background:var(--navy2)}.hero-slide{position:absolute;inset:0;display:grid;align-items:center;opacity:0;pointer-events:none;transition:opacity .7s;background-image:linear-gradient(90deg,rgba(3,43,56,.92),rgba(3,43,56,.5),rgba(3,43,56,.08)),var(--bg);background-size:cover;background-position:center}.hero-slide.active{opacity:1;pointer-events:auto}.hero-copy{color:#fff;max-width:1180px}.hero-copy> *{max-width:720px}.hero-copy h1{color:#fff}.hero-copy p{font-size:1.16rem;color:#deeeee;max-width:650px}.actions{display:flex;gap:12px;margin-top:28px}.slide-prev,.slide-next{position:absolute;top:50%;transform:translateY(-50%);border:1px solid rgba(255,255,255,.45);background:rgba(3,43,56,.25);color:#fff;width:48px;height:48px;border-radius:50%;font-size:2rem;cursor:pointer}.slide-prev{left:24px}.slide-next{right:24px}.slide-dots{position:absolute;bottom:28px;left:50%;transform:translateX(-50%);display:flex;gap:8px}.slide-dots button{width:9px;height:9px;border-radius:50%;border:0;background:rgba(255,255,255,.45)}.slide-dots button.active{width:28px;border-radius:10px;background:#fff}.trust-strip{background:#fff;box-shadow:0 10px 30px rgba(7,59,76,.08);position:relative;z-index:4}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid div{padding:24px 30px;border-right:1px solid var(--line);display:flex;flex-direction:column}.trust-grid div:last-child{border:0}.trust-grid strong{color:var(--navy)}.trust-grid span{font-size:.9rem;color:var(--muted)}.section{padding:92px 0}.surface{background:var(--surface)}.section-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:34px}.split{display:grid;grid-template-columns:1fr 1fr;gap:68px;align-items:center}.media-frame{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);min-height:460px}.media-frame img{width:100%;height:100%;position:absolute;object-fit:cover}.media-frame:after{content:"";position:absolute;inset:18px;border:1px solid rgba(255,255,255,.55);border-radius:18px}.prose{max-width:850px}.prose p,.prose li{font-size:1.04rem;color:#435e65}.prose h2,.prose h3{margin-top:1.5em}.prose table{width:100%;border-collapse:collapse}.prose th,.prose td{padding:12px;border:1px solid var(--line);text-align:left}.cta-panel{background:linear-gradient(135deg,var(--navy2),var(--teal));color:#fff;padding:48px 55px;border-radius:var(--radius);display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:var(--shadow)}.cta-panel h2{color:#fff;max-width:700px}.cta-panel p{color:#d8eeee;max-width:700px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.article-card{background:#fff;border-radius:20px;overflow:hidden;border:1px solid var(--line);box-shadow:0 10px 35px rgba(4,51,64,.06);transition:.3s}.article-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}.card-image{height:230px;display:block;position:relative;overflow:hidden}.card-image img{width:100%;height:100%;object-fit:cover;transition:.45s}.blur-overlay{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;color:#fff;background:rgba(3,43,56,.18);backdrop-filter:blur(0);transition:.35s;opacity:0}.blur-overlay b{font-size:2rem}.blur-overlay small{font-weight:800;letter-spacing:.08em}.article-card:hover .card-image img{transform:scale(1.07);filter:blur(4px)}.article-card:hover .blur-overlay{opacity:1;backdrop-filter:blur(2px)}.card-body{padding:24px}.card-body h2,.card-body h3{font-size:1.42rem}.card-body p{color:var(--muted);font-size:.93rem}.pill{display:inline-flex;background:var(--mint);color:var(--teal);padding:5px 10px;border-radius:999px;font-size:.72rem;font-weight:800;margin-bottom:12px}.card-meta,.article-byline{display:flex;flex-wrap:wrap;gap:13px;color:var(--muted);font-size:.78rem}.inner-hero{padding:85px 0;background:radial-gradient(circle at 90% 20%,rgba(201,162,77,.2),transparent 28%),linear-gradient(135deg,var(--navy2),var(--navy));color:#fff}.inner-hero h1{color:#fff}.inner-hero p{color:#d6e8e8;font-size:1.1rem;max-width:740px}.searchbar{display:grid;grid-template-columns:1fr 220px auto;gap:12px;max-width:900px;margin-top:30px}.searchbar input,.searchbar select{border:0;border-radius:999px;padding:15px 18px;background:#fff}.result-count{font-weight:700;color:var(--muted);margin-bottom:25px}.article-hero{padding:70px 0 50px;background:linear-gradient(180deg,var(--mint),#fff)}.article-heading{display:grid;grid-template-columns:1.2fr .8fr;gap:54px;align-items:center}.article-heading h1{font-size:clamp(2.6rem,5vw,4.6rem)}.lead{font-size:1.16rem;color:#536d74}.back-link{display:block;color:var(--teal);font-weight:800;margin-bottom:24px}.featured img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:22px;box-shadow:var(--shadow)}.featured figcaption{font-size:.72rem;color:var(--muted);margin-top:8px}.article-layout{display:grid;grid-template-columns:250px minmax(0,760px);gap:65px;justify-content:center;padding:60px 0 100px}.article-aside{position:relative}.toc{position:sticky;top:120px;border:1px solid var(--line);padding:22px;border-radius:18px;margin-bottom:16px}.toc strong{display:block;margin-bottom:12px}.toc a{display:block;padding:7px 0;color:var(--muted);font-size:.9rem}.quick-answer{border-left:5px solid var(--gold);background:#fff9e8;border-radius:14px;padding:24px 28px;margin-bottom:35px}.quick-answer span{font-weight:900;color:#8d6b1d;text-transform:uppercase;font-size:.75rem;letter-spacing:.12em}.quick-answer p{font-size:1.08rem;margin:.5rem 0 0}.article-prose h2{font-size:2.15rem;margin-top:1.8em}.article-prose h3{font-size:1.55rem;margin-top:1.5em}.article-prose p,.article-prose li{font-size:1.05rem}.article-prose blockquote{margin:25px 0;padding:20px 26px;border-left:4px solid var(--teal);background:var(--mint)}.faq-section{padding-top:50px}.faq-section details{border-top:1px solid var(--line)}.faq-section details:last-child{border-bottom:1px solid var(--line)}.faq-section summary{font-weight:800;padding:20px 0;cursor:pointer}.faq-section details div{padding:0 0 18px;color:var(--muted)}.sources{margin-top:55px;background:var(--surface);padding:28px;border-radius:18px;font-size:.86rem;color:#557078}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px}.contact-cards{display:grid;gap:12px;margin:25px 0}.contact-cards a{border:1px solid var(--line);padding:18px;border-radius:14px;display:flex;flex-direction:column}.contact-cards span{color:var(--muted);font-size:.9rem}.notice{background:#fff7e1;border-left:4px solid var(--gold);padding:18px;border-radius:12px}.form-card{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:35px;border-radius:22px}.form-card label{display:flex;flex-direction:column;gap:7px;font-weight:700;margin-bottom:16px}.form-card input,.form-card textarea,.form-card select{width:100%;padding:13px 14px;border:1px solid #cadbd8;border-radius:10px;font:inherit}.two{display:grid;grid-template-columns:1fr 1fr;gap:15px}.check{flex-direction:row!important;align-items:center}.check input{width:auto}.alert{padding:14px 16px;border-radius:10px;margin-bottom:18px}.alert.success{background:#e8f7ee;color:#20693a}.alert.error{background:#fff0f0;color:#9c2e2e}.page-hero{min-height:540px;display:grid;align-items:center;background-image:linear-gradient(90deg,rgba(3,43,56,.9),rgba(3,43,56,.25)),var(--hero);background-size:cover;background-position:center;color:#fff}.page-hero h1{color:#fff;max-width:800px}.page-hero p{max-width:700px;font-size:1.1rem}.footer{background:var(--navy2);color:#c6dddd;padding:75px 0 25px}.footer-grid{display:grid;grid-template-columns:1.5fr .7fr 1fr;gap:60px}.footer h3{color:#fff;font-family:inherit;font-size:1rem}.footer a{display:block;margin:8px 0}.footer-brand strong{color:#fff}.footer-brand small{color:#a9c5c7}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:45px;padding-top:20px;display:flex;justify-content:space-between;font-size:.76rem;color:#91afb1}
@media(max-width:980px){.navtoggle{display:block}.nav{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:22px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav ul{flex-direction:column}.article-grid{grid-template-columns:repeat(2,1fr)}.split,.article-heading,.contact-grid{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr}.article-aside{display:none}.footer-grid{grid-template-columns:1fr 1fr}.hero-slider{min-height:600px}.hero-copy{padding-left:40px;padding-right:40px}}@media(max-width:680px){.container{width:min(100% - 28px,1180px)}.topbar-inner>span{display:none}.topbar-inner{justify-content:flex-end}.brand small{display:none}.trust-grid,.article-grid,.footer-grid{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid var(--line)}.section{padding:65px 0}.section-head{align-items:flex-start;gap:15px;flex-direction:column}.cta-panel{padding:32px;align-items:flex-start;flex-direction:column}.searchbar{grid-template-columns:1fr}.hero-copy h1{font-size:2.65rem}.slide-prev,.slide-next{display:none}.article-heading{gap:25px}.article-layout{padding-top:35px}.two{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:12px}.card-image{height:210px}}


/* Article-card image visibility fix: show the complete image without cropping.
   A soft blurred backdrop keeps mixed portrait/landscape images looking premium
   while all cards retain an equal image area. */
.card-image{
  height:auto;
  aspect-ratio:16/10;
  background:#e8f1f0;
  isolation:isolate;
}
.card-image::before{
  content:"";
  position:absolute;
  inset:-12px;
  z-index:0;
  background-image:var(--card-bg);
  background-size:cover;
  background-position:center;
  filter:blur(18px);
  opacity:.22;
  transform:scale(1.08);
}
.card-image img{
  position:relative;
  z-index:1;
  width:100%;
  height:100%;
  object-fit:contain;
  object-position:center;
}
.blur-overlay{z-index:2}
.article-card:hover .card-image img{
  transform:none;
  filter:blur(3px);
}
@media(max-width:680px){.card-image{height:auto;aspect-ratio:16/10}}